If you have credit card debt, you're not alone: Americans owe a record $1.08 trillion on their cards, according to credit reporting agency Experian, with the average balance pushing past $6,300.
Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Citi is no longer accepting applications for the Citi Custom Cash® Card product as of May 28, 2026.
There is no specific minimum annual income requirement to qualify for a credit card, but your income does play a significant role in the application. The CARD Act of 2009 requires lenders to ensure ...
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